Silver Payal & Anklets in Pakistan — Designs with Price
Silver Payal & Anklets in Pakistan — Designs with Price
Payal, pajeb, anklet — three names, one piece of jewellery. If you grew up calling it chandi ki payal and Google calls it a sterling silver anklet, this page is for you either way. It covers what silver anklets actually cost in Pakistan in 2026, how chandi payal is priced by weight, which designs suit daily wear versus shaadi season, and why payal tarnishes faster than any other silver you own — plus how we deal with that.
One thing before the tables: most payal in Pakistan is still sold by weight in the bazaar, at the day's chandi rate plus making charges. That is a perfectly honest way to buy — if you know the maths. We will show you the maths.
Payal or Anklet? Same Thing, Two Languages
An anklet is simply the English word for payal — a chain worn around the ankle. In Urdu, a light chain style is usually just payal; a heavier, broader, more traditional piece is a pajeb; and the tiny bells that give payal its signature sound are ghungroo. That soft khanak when you walk is the whole point of a ghungroo payal — and the reason plain chain anklets exist for people who would rather move silently through the office.
Silver has always been the metal for payal in Pakistan. Tradition holds that gold belongs above the waist and chandi below it, which is why even families who wear gold everywhere else buy silver for the ankles. Convenient tradition, honestly — because silver is also the affordable option by a mile.
Silver Payal Designs with Price in Pakistan
Here is what the Pakistani market charges for common silver anklet and payal designs. These are market ranges across bazaar and online sellers — not Zanvari prices — and they move with the chandi rate:
| Design | Typical weight | Market price range (PKR) |
|---|---|---|
| Plain chain anklet, single | 8–15 g | 5,000 – 10,000 |
| Ghungroo payal, single | 15–25 g | 9,500 – 17,000 |
| Chain payal, pair | 20–35 g | 12,500 – 22,000 |
| Traditional ghungroo payal, pair | 30–50 g | 19,000 – 33,000 |
| Heavy bridal pajeb, pair | 50–80 g | 30,000 – 55,000 |
Two honest notes on that table. First, singles are increasingly normal — plenty of women wear one anklet, not a pair, and buying a single halves the price. Second, hand-worked ghungroo payal costs more per gram than machine chain because each bell is attached by hand; that labour is real and worth paying for if you want the sound.
The Zanvari anklet
We keep our anklet line deliberately small. Right now we make one signature design: the Infinity Of Love Anklet at Rs 18,900 — a heart intertwined with an infinity symbol in solid 925 sterling silver, set with brilliant-cut moissanites and finished in rhodium so it keeps its white shine far longer than raw chandi. The hoop is adjustable to 8 inches, so there is no size guessing. It sits above plain bazaar payal on price because it is doing more: gemstone setting, rhodium plating and hand-finishing by our karigars in Karachi.
Want a traditional chandi payal or pajeb made by weight instead? Our karigars take custom payal orders — send us the design and weight you have in mind and we will quote it at the current chandi rate plus a stated making charge, no vague "aajkal ka rate" hand-waving.
Chandi Payal Price by Weight — How the Maths Works
Buying payal by weight is simple once you see the formula the bazaar uses:
Price = (weight in grams × the day's chandi rate) + making charges
Chandi ka rate rozana badalta hai — the silver rate changes daily — so always check it before you buy by weight. The table below uses an illustrative rate of Rs 500 per gram purely to show the maths, with typical bazaar making charges of Rs 100–250 per gram. These are market figures, not Zanvari quotes:
| Weight | Metal cost @ Rs 500/g (illustrative) | Making charges (market) | What you would pay (PKR) |
|---|---|---|---|
| 10 g (light single) | 5,000 | 1,000 – 2,500 | 6,000 – 7,500 |
| 20 g (single / light pair) | 10,000 | 2,000 – 5,000 | 12,000 – 15,000 |
| 30 g (standard pair) | 15,000 | 3,000 – 7,500 | 18,000 – 22,500 |
| 50 g (heavy pair) | 25,000 | 5,000 – 12,500 | 30,000 – 37,500 |
| 70 g (bridal pajeb pair) | 35,000 | 7,000 – 17,500 | 42,000 – 52,500 |
For context on why silver is the sane choice here: gold crossed Rs 560,000 per tola in Pakistan in 2026, which puts a traditional 30-gram gold payal pair well past Rs 1.4 million in metal alone. The same weight in chandi is under Rs 25,000. Same tradition, same khanak, under 2% of the price — payal is the one category where nobody even argues for gold anymore.
925 Sterling Silver vs Bazaar Chandi
Here is the part most payal sellers skip. "Chandi" in the bazaar is not one thing — purity ranges from genuine sterling down to 70-something percent, and sometimes to white metal that merely looks like silver. When you buy by weight at an unverified purity, you can pay the full chandi rate for metal that is one-quarter alloy.
925 sterling silver is the fix: a stamped, internationally standard alloy of 92.5% pure silver, which is exactly what the 925 stamp means. It holds its shape in thin chain links, takes rhodium plating properly, and has a resale value you can actually calculate. Every Zanvari piece is 925, stamped, and handcrafted in Karachi by our karigars. If you are buying elsewhere, learn the quick tests for spotting fake silver before you hand over cash — anklets are one of the most-faked categories precisely because buyers rarely check.
Why Payal Tarnishes Faster — and What to Do About It
Payal lives a harder life than any ring or pendant. Ankles sweat, and sweat is exactly what tarnishes silver. Add dust from the floor, lotion, body sprays, wudu several times a day, and the occasional splash of surf water from washing the veranda — and a raw chandi payal can go from white to dull grey in weeks. This is not a fault in the silver; it is chemistry, and it is the same reason silver rings turn dull.
Three practical habits help: put payal on after lotion and perfume, not before; wipe it with a soft cloth at night; and store it in a small zip pouch rather than open air. Our full silver care guide covers the details.
The structural fix is rhodium plating — a hard, bright white layer over the sterling silver that resists tarnish far longer than bare chandi. Our anklet ships rhodium-plated, and when the plating eventually wears (on an anklet, it will — that is honest physics, not a defect), we replate Zanvari pieces free. Buy once, khanak forever.
Buying Silver Anklets Online in Pakistan
You no longer need a trip to the sarafa bazaar with a weighing-scale trust exercise. Ordering online gets you a stamped purity, a fixed price and a receipt. At Zanvari, every piece is handcrafted in Karachi by our karigars, and Cash on Delivery is available across Pakistan — you pay when the parcel is in your hands.
If you are still deciding between an anklet and other silver pieces, our complete guide to silver jewellery in Pakistan walks the whole category — chains, rings, earrings and where anklets fit in a small, well-chosen collection.
Frequently Asked Questions
What is the price of silver payal in Pakistan?
Market prices run from roughly Rs 5,000 for a light single chain anklet to Rs 55,000 for a heavy bridal pajeb pair, driven by weight, the day's chandi rate and making charges. Zanvari's moissanite-set Infinity Of Love Anklet is Rs 18,900 with rhodium plating and free replating.
What is the difference between a payal and an anklet?
Nothing — payal is the Urdu word and anklet is the English one. A pajeb is a heavier, broader traditional style, and ghungroo are the small bells attached to a payal that make the classic sound when you walk.
Are 925 sterling silver anklets better than bazaar chandi payal?
For wearing, yes. 925 sterling silver is a stamped 92.5% pure alloy with consistent quality, so it holds thin chain links, takes rhodium plating and has a calculable resale value. Bazaar chandi purity varies widely and is often unverified, so you may pay the full silver rate for a lower-purity alloy.
Why does my silver payal turn black at the ankle?
Sweat, dust, lotion and perfume react with silver and form dark tarnish, and ankles get more of all four than hands or neck do. It is normal chemistry, not a fault. Rhodium plating slows it dramatically, regular wiping helps, and Zanvari replates its pieces free when the plating wears.
Can I buy silver anklets online in Pakistan with Cash on Delivery?
Yes. Zanvari ships silver anklets with Cash on Delivery available across Pakistan, so you pay when you receive the parcel. Every piece is 925 sterling silver, handcrafted in Karachi by our karigars.